Postgraduate Loans (SAAS) (Scotland and EU)
The Scottish Government offers postgraduate loans to those who are due to commence a taught or distance learning Masters or Diploma programme of study in the 2018-2019 academic session.
Postgraduate Loans (Scotland and EU)
Loans are available for students undertaking full-time and part-time taught and distance learning Masters and postgraduate Diploma programmes.
Students from Scotland
Full-time students can apply for a tuition fee loan up to £5,500 and a non-income assessed living cost loan up to £4,500.
Part-time students undertaking study over two years can apply for a tuition fee loan up to £2,750 per year. The living cost loan is not available for part-time programmes.
Students from the EU
EU students who meet the SAAS residency criteria can apply for both a tuition fee and living cost loan for taught and distance learning programmes.
EU students who do not meet the SAAS residency criteria can apply for a tuition fee loan for taught programmes only.
- you must be a UK or EU national (or have settled status) and been ordinarily resident in Scotland for three years on the first day of the first academic year of your degree programme;
- you must be 'ordinarily resident' in Scotland (temporary absence from your home address, such as for education or travelling, will not prevent you from being eligible to apply for a PGL).
- you must be aged under 60 on the first day of the first academic year of your degree programme.
You will not be eligible for PGL if:
- you already have an equivalent or higher qualification
- you have outstanding loan arrears or have previously been found to be 'unfit for student support' (eg because of attempted fraud).
- one year full-time taught and distance learning Masters and postgraduate Diploma programmes (tuition fee loan is capped at £5,500 and living cost loan is capped at £4,500);
- two year part-time Masters and postgraduate Diploma programmes (tuition fee loan is capped at £2,750 per year);
- two year full-time Masters programmes (tuition fee loan is capped at £2,750 per year and living cost loan is capped at £2,250 per year);
- three year part-time Masters programmes (tuition fee loan will be capped at £1,833 year one, £1,833 year two and £1,834 year three).
SAAS has stated that 'taught' Masters programmes may include Masters by Research programmes with a taught element. If you are unable to select your Masters by Research programme on your SAAS application, please contact the Fees and Student Support Team.
Programmes not eligible
- programmes invoiced at course level (ICL) with a part-time intermittent method of study;
- masters programmes currently funded by the undergraduate support system (eg Master of Architecture, Integrated Masters and PGDE);
- certificate programmes.
You can apply online at SAAS from April 2018.
Payments will be released after you have registered on your degree programme and the University has confirmed your attendance to the Student Loan Company (SLC) and Student Awards Agency Scotland (SAAS) at the start of the academic session.
Tuition fee payment will be made directly to the University.
The Scottish Government is currently developing a repayment policy.