Postgraduate Loans (PGL) (England)
The UK government offers a postgraduate loan scheme for UK Nationals (and those with settled status in the UK) who have most recently been resident in England.
Postgraduate Loans (PGL) are available for full-time and part-time postgraduate Masters degree study. They are a contribution towards your cost of study and it is at your discretion to use the loan towards fees or living costs. They are non-means tested and will be paid directly to you in three instalments each academic year.
The UK Government have not yet announced the funding available to postgraduate students from England in 2020/21 and the information given below is for 2019/20 academic session.
Students from England
The UK Government will provide a loan of up to £10,906 for postgraduate Masters study commencing study in session 2019-2020. You have to be studying an eligible taught or research Masters degree programme.
|Award||Method of Study||Duration||Loan- students starting 2019/20|
|Masters -Taught and Research||Full-time||1 year||Up to £10,906|
|Masters -Taught and Research||Full-time||2 years||Up to £10,906 over 2 years|
|Masters -Taught and Research||Part-time||2 years||Up to £10,906 over 2 years|
|Masters -Taught and Research||Part-time||3 years * only if no 1yr f/t prog offered||Up to £10,906 over 3 years|
|Masters -Taught and Research||Part-time intermittent (ICL)||2-6 years||Not available|
|PG Diploma||Any||Any||Not available|
|PG Certificate||Any||Any||Not available|
- you must be a UK national (or have settled status) and been ordinarily resident in the UK and Islands for three years on the first day of the first academic year of your degree programme;
- you must be 'ordinarily resident' in England (temporary absence from your home address, such as for education or travelling, will not prevent you from being eligible to apply for a PGL);
- you must be aged under 60 on the first day of the first academic year of your degree programme.
You can apply online at Student Finance England
You only apply once, even if your programme is longer than one year.
There is no minimum loan request amount.
You can amend the amount of loan requested up to 9 months from the start date of the final academic year but you cannot request less than has been paid.
Payments will be released after you have registered on your degree programme and the University has confirmed your attendance to the Student Loan Company (SLC) at the start of the academic session.
Payments will be made in instalments across the duration of the course, including years two and three.
No payments will be released until you have given the SLC your valid National Insurance Number (NINO).
You do not have to start making repayments until after you have completed or left your programme and your income is over £25,000.
If you have any other loans from the SLC for your undergraduate studies, you will also repay these loans at the same time.