Non-UK students and those not supported by a UK funding body
The University provides emergency means-tested funding for students facing unexpected financial difficulties.
Financial support for international students and those not supported by a UK funding body
The University provides a hardship fund for those who are experiencing financial difficulty during their studies. This fund can provide support for international students or those form the UK who have not been means-tested by a UK Funding Body. The Hardship Fund is means-tested and is focused on providing short term living cost support. The funds cannot be used to reduce tuition fees.
Student applying for the fund should exhaust all other means of support, including part time work, savings and state benefits. Please do review our Budget Support pages for further resources.
We have introduced some changes to our assessment framework for the Hardship Fund from the 2022/23 academic session:
- The maximum allocation for accommodation, gas and electricity, food and other living costs has been increased in response to the cost of living increases
- Support resources for budgeting where debt is identified
- Clear guidance on excessive spending and gambling
Please ensure that you read this document as it contains important information:
Welfare Advisors at the EUSA Advice Place are available to answer your questions and provide support for your application. We recommend contacting a Welfare Advisor before completing the form Advice Place Contacts.
If you are struggling with payment of tuition fees costs, please contact the Finance Helpline to talk through the options available to you.
If your changes in your financial circumstances impact your sponsorship status please contact the Student Immigration Service.
Who is eligible for the Hardship Fund?
- Undergraduate, postgraduate taught or postgraduate research students
- International students, pre-settled EU students, and UK students who have not been assessed by a UK Funding Body.
- You have already exhausted all other possible sources of funding, including the Student Loans Company and any other grants that may be available to you.
- You have experienced a change in your financial circumstances since declaring you have the funds to support tuition and living costs to UKVI to obtain your sponsorship.
- We welcome applications from those students who have been impacted by late Stipend payments. Please ensure you include this information within your personal statement.
Who is not eligible for the Hardship Fund?
- Students who are exam only or on multiple repeat years
- Students who are on an authorised interruption of studies
What the fund is not able to support?
- Anticipated future costs
- Shortfalls in your month to month maintenance
- Assistance with tuition fees
- You have access to savings or other investments including, but not limited to, cryptocurrency, help to buy ISAs, trust funds. If you are in receipt of funding due to being a care leaver or estranged student we will recognised the need for savings
- You are holding money for friends or family - this will be treated as your own available funds
- Where we identify excessive spending any potential award will be reduced. Consistent excessive spending across multiple applications may lead to no funds being awarded. This would include a high volume spend on takeaways this would include but is not limited to a high volume spend on takeaways, alcohol, eating out, clothing.
- Where fraudulent behaviour has been identified, including not declaring all savings or movement of funds to avoid recognition of funds
How to apply
The fund is means tested and we follow audit standards. This requires us to assess a student’s access to funding and their living costs to determine financial hardship. We do so by reviewing your income, living costs and your personal statement outlining your current financial circumstances. For example, what has changed leading to hardship, an outline of your debt or financial challenges.
Please use the personal statement to communicate how your financial circumstances, including the change in your financial circumstances, which has led you to apply for emergency support since confirming funding to obtain sponsorship for your degree studies. This is how we understand your financial circumstances to determine the level of support needed.
Please submit the following supporting documentation with your online application in PDF format only:
- bank statements for all accounts for two months up to the application date to show your income and living costs. This includes all accounts you have access to including, digital savings accounts, ISAs, cryptocurrency, social media wallets, overseas accounts and shared accounts. These must show the account holder name, account number, transaction details and running balance.
- if applicable - bank statements for all accounts your partner holds for two months up to the application date to show income and living costs. This includes all accounts they have access to including, digital savings accounts, ISAs, cryptocurrency, social media wallets, overseas accounts and shared accounts. These must show the account holder name, account number, transaction details and running balance.
- evidence of your accommodation or lease or mortgage - to understand your housing commitment
- evidence of your funding body or scholarship support, eg, award letter - to understand the income level you receive
- evidence of debts you are referring to in your personal statement, eg. credit cards - to understand your financial commitments
Please note we are not able to consider screenshots.
Assessment will begin once all documentation is received, if there is any gaps this will delay your application. You will receive an automated email with a 'call number', we will use this number to track your application should you wish to get in touch.
If you are successful, we will pay to your nominated bank account please use this link to add the details: Finance - Add or Amend My Email Address or Bank Details on My Student Record - Self-Service Portal (unidesk.ac.uk)
If you submit an application or supporting documentation which we then discover to be fraudulent or if we receive any information about fraudulent applications, this will be addressed within regulations 12.4 of the Student Code of Conduct. SAAS will be notified of any suspected fraud and any funds awarded will need to be paid back in full. This includes not declaring all access to savings or bank accounts when applying for government funding.
What happens next?
Depending on application demand, assessment normally takes about 30 working days from receipt of a complete application, you will receive an email informing you of the decision. We will keep our webpages up to date with processing times.
If your application is successful, it can take up to 20 working days for payments to be processed.
How do I receive the funds?
For successful awards, these are split across two semesters to support financial budgeting. If you require further splits into monthly income, please do let us know Awards are paid by BACS (Bankers' Automated Clearing Services). If you are successful, Finance will process payment to your bank account. You will be asked to provide these details via a link on the form. It may take up to 10 working days for funds to reach your bank account.
Overseas Bank accounts
We are unable to make payments to overseas bank accounts. You must set up a UK bank account before applying to the fund.
Can I apply more than once?
We aim to support as many students as possible. You can apply more than once during the academic year. Each case is considered on its individual merits at the time of application. However, previous applications - whether successful or not - will be taken into consideration.
Why are applications rejected?
Applications can be rejected for lack of supporting information, evidence of excessive spending or gambling, or lack of financial hardship. Please do read the guidance to understand in full how your application will be assessed and talk with Advice Place Contacts. Access to the fund should not be assumed, particularly, where we have a higher demand for the fund.
What if I disagree with the assessment of my application?
We aim to help as many students as possible in genuine hardship within the funds allocated but are not able to provide for all applicants. If you disagree with the decision reached you are entitled to request a review of your application. Reviews should be sent to email@example.com with the subject "Request for Hardship Funding Review"
Reviews should be requested in writing, clearly stating the grounds for appeal and, where appropriate, supplying additional documentary evidence to support the review process. All requests for review must be received within 7 days of the date of the original decision letter. The review process can take up to two weeks.
After you have received the outcome of your review, if you still disagree with our decision you may appeal in writing to the Scholarships and Student Funding Services Manager, who is responsible for handling the final appeal. You should clearly indicate how you believe an incorrect decision has been made. The applicant will be informed of the final decision in writing within 28 working days.
EUSA Advice Place staff will be able to advise you as to whether or not you have sufficient grounds to request a review. We recommend reading through the framework to support your appeal.