Setting up your instalment plan
The amount of your first Direct Debit instalment is 50% of your student fees, the remaining two instalments are 25% each of the student fees.
Any small difference in the amount paid for the first instalment and the actual amount due as a first instalment will be taken into account (and collected) in the next instalments.
You must have a UK bank account to pay by Direct Debit instalments.
To set up a standard instalment plan you need to:
- Pay 50% of your tuition fees in advance or when matriculating
- Complete the Direct Debit mandate form
- Make sure you have enough money in your account before each instalment due date
Pay the first instalment
You can pay your first instalment by using any of the available payment methods.
If you fail to pay the first instalment by the due date then you will no longer be eligible for an instalment plan.
If you have paid a deposit to secure your place on a programme then this will be deducted from your first instalment.
Complete the Direct Debit mandate form
You must complete the Direct Debit mandate form in order to officially set up your instalment plan. You must do this by the appropriate due date.
Paying by instalment (includes the current mandate due date)
Check you have the funds
Make sure that there is enough money in the nominated bank account at least one day before each scheduled payment date. This is to avoid your Direct Debit being rejected as banks can collect payments at any time on the scheduled instalment date.
The remaining instalments will each be 25% of the tuition fees charged. These instalments will be collected by Direct Debit from the nominated bank account.
If the payment details used for your Direct Debit are yours then you will receive notice of your instalment plan by email to your SMS email account. If the payment details are for the person paying on your behalf then then they will receive your instalment plan by letter in the post.
If the instalment plan email or letter is not received by the confirmation date on the payment timetable then contact the Finance Helpline.
New Direct Debit plans
If you have set up a new Direct Debit then we will send notice of your instalment plan at least 10 days before the second instalment is due.
The instalment plan will give the amounts and dates for the next two instalments.
Continuing Direct Debit plans
If you are a student with a valid Direct Debit already in place then we will send notice of your instalment plan at least 10 days before the first instalment is due.
The instalment plan will give the estimated amounts and the actual dates for the three instalments.
Do not use other payment methods
Once you have received your instalment plan by email or letter, you will no longer be allowed to pay the second or third instalment by any other payment method. This applies unless you are paying the balance of your tuition fees account in full.
Viewing your instalment plan
Once the notice of your instalment plan has been sent, you will be able to view your instalment plan on My finance, MyEd.
You should keep the instalment email or letter for future use. No further notification will be sent about Direct Debit dates and amounts unless there is an increase to the tuition fees charged.
The Direct Debit mandate will remain valid for the full period of study and used each year for the payment of tuition fees providing it is not cancelled.
You should notify the Income Section of the Finance Department if there is a change of bank account, change of payment method or change of payer at least 20 days before the next instalment date.
If there is not enough money in your bank account when your instalment is due then you will be charged a late fee. An administration charge of £20 will be levied against your student account when your Direct Debit instalment is returned unpaid by the bank.
Please be aware banks may also charge for each failed Direct Debit.
Defaulting on a payment repeatedly
If you continue to default on your payments then you risk your place at the University. You will also lose the ability to pay by Direct Debit instalment.
If this occurs, or if your Direct Debit is cancelled (without good reason and sufficient prior notice to the Finance Department) then you will be required to pay any remaining sums due for the year in question immediately. This includes the administration charge.
You will be required to pay any future years payments by direct credit only to the University.
You will not be able to pay by instalment if:
- you have fees outstanding from previous years
- you have repeatedly defaulted on instalments in the past
- you are a visiting student admitted to full-time study for one semester only
- your tuition fees are £500 or less
- you have a sponsor who is not a family or friend (the invoice term for sponsors is strictly 30 days)
If you are not able to pay by instalment then your tuition fees and related charges will be due in full when completing matriculation.
Students who matriculate late (one month or more after the programme start date) without good reason may be unable to take up the instalment option to pay their tuition fees.
Paying other fees by instalment
Only tuition fees and dissertation fees can be paid by instalment, module fees and all other tuition related charges must be paid in full in advance of the start of the academic year or the start of the module.
Family and friends
If your family member or friend wish to pay for your student fees then they are allowed to pay by Direct Debit. Please ensure that your student name and UUN are quoted on the online or paper mandate.
If you require a visa to study in the UK, and you choose to pay by instalment, then you must send or bring to registration a copy of the same documentation used for your visa application demonstrating that you have adequate means of financial support in place.